Compare Interest Rates for Car Loans in Levittown, NY

Compare up to four New York lenders in minutes with myAutoloan! We want to help you find the best car loan rate for you, whether you're buying a car from a local Levittown dealership or hoping to refinance an existing loan. Apply and see today's lowest rates!

Three things to know…

Today's Interest Rates

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Your Estimated Rate

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Your Payment

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More Information

What Determines Your Auto Loan Rate in Levittown, NY?

Various factors contribute to your New York car loan rate, including your income, your credits core, the loan amount, the car's age, the down payment, and the length of the loan (your loan's term). A poor credit score, low income, or buying an older vehicle from a dealer in Levittown could lead to a higher interest rate. But is a high interest rate so bad? The higher your interest rate, the higher your monthly payment is and the more you spend over the term of your loan. A difference of one or two percent might not seem like much, but it could mean you spend hundreds more on interest.

Is There a Way to Lower My Levittown Car Loan Rate?

With tools like our Interest Rate Estimator, you can get a feel for what your rate might look like before you start applying for auto loans in Levittown, NY. If you've plugged in your information and aren't liking the percentage you see, how can you lower?

The loan term is one element you can control. Most Levittown auto loans have terms in 12-month intervals ranging from 24 months (2 years) to 84 months (7 years). Longer terms will tempt many borrowers because they typically have a lower monthly payment. However, a longer term also tends to come with a higher interest rate. If you can afford a higher monthly payment, it's smart to choose a shorter term. The Auto Payment Calculator shows your possible monthly payment with different terms and interest rates to help you determine what might work for your budget.

If you have less than stellar credit, improving your score could bring your interest rate down. Our Guide to Better Credit for Auto Financing can help you understand where your credit score comes from and which steps you can take to bring it up fast. It may take some effort and time to increase your credit score, but it's worth it to get those lower New York car loan rates.

Waiting to find the right lender can also help you achieve a lower rate. While lenders will use the same information, each one might give you a different interest rate. It's important to shop around and compare offers to find the best car loan rate in Levittown, NY — even without the best credit or income. You don't want to go with the first offer you receive because a better one could be right around the corner. Plus, some lenders allow for negotiation, so you can take an offer from one lender to another to see if they're willing to beat the interest rate.

Use myAutoloan to Check the Best Auto Loan Rates in Levittown, NY

myAutoloan is committed to helping you find the lowest auto loan rates in Levittown, NY regardless of your credit score and the type of car you're buying. You can look at up to four loans at once so you can get the right deal. Fill out our simple and secure online application, choose the best loan for you, and purchase a new ride from your {City}} dealer. Apply today to see the current lowest interest rates!

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