Compare Current Auto Loan Rates in Tulsa, OK

With myAutoloan, you can compare up to four lenders in minutes! It's easy to find and compare the best auto loan rates in Tulsa, OK, whether you're buying a used or new vehicle or refinancing an existing loan. Apply now to see today's lowest rates!

Three things to know…

Today's Interest Rates

  • Check out today's lowest rates for all loan types.

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Your Estimated Rate

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Your Payment

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More Information

How Are Tulsa, OK Auto Loan Rates Determined?

A handful of factors affect your Oklahoma car loan interest rate, Including your credit score, your income, the amount of the loan, the down payment, the age of the car, and your loan's term (the length of the loan). A low credit score, high debt-to-income ratio, or purchasing an older vehicle from your Tulsa dealer could mean a higher interest rate. But is a high interest rate so bad? The higher your interest rate, the higher your monthly payment is and the more you spend over the life of your loan. A difference of just one or two percent could mean spending hundreds more overall.

How Do I Get a Lower Car Loan Interest in Tulsa, OK?

Online tools like our Interest Rate Estimator will give you an idea of what your rate might look like before you begin applying for auto loans in Tulsa, OK. If you've plugged in your information and are unhappy with the percentage you see, what steps can you take to lower it?

The loan term is one factor you have total control over. Most auto loans in Tulsa are available with terms in 12-month increments between 2 years (24 months) and 7 years (84 months). Longer terms will tempt many borrowers because the monthly payment is usually lower. But longer terms tend to also come with higher interest rates. If you can afford a higher monthly payment, it's better to choose a shorter term. The Auto Payment Calculator shows what your monthly payment might be with different interest rates and terms to help you figure out what you can afford.

If you have less than ideal credit, increasing your score could bring your interest rate down. Our Guide to Better Credit for Auto Financing will help you understand what goes into a credit score and how you can quickly bring it up. It may take some effort and time to increase your credit score, but it's worth it for those lower Oklahoma auto loan rates.

Waiting to find the right lender can also help you secure a lower rate. While lenders will look at the same information, you won't see the same interest rate from each one. You need to compare offers and shop around for the best auto loan rate in Tulsa, OK — even if you don't have the highest income or best credit. You don't want to choose the first offer you get because there could be a better one right around the corner. Keep in mind some lenders leave room for negotiation, so you can take your offer from one lender to another to see if they're willing to give an even lower rate.

See the Best Auto Loan Rates in Tulsa, OK with myAutoloan

myAutoloan is here to help you get the lowest auto loan rates in Tulsa, OK no matter what type of car you're buying or your credit score. We'll present you with up to four loans at once so you can find the right deal. Fill out our secure online application, choose the best loan for you, and head down to a dealer in Tulsa to purchase a new ride. Apply now to check today's lowest interest rates!

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