Compare Current Auto Loan Rates in Bartlesville, OK

Compare up to four Oklahoma lenders in minutes with myAutoloan! We want to help you find the best car loan rate for you, whether you're buying a car from a local Bartlesville dealership or hoping to refinance an existing loan. Apply and see today's lowest rates!

Three things to know…

Today's Interest Rates

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Your Estimated Rate

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Your Payment

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More Information

How Are Bartlesville, OK Auto Loan Rates Determined?

A handful of factors affect your Oklahoma auto loan rate, including your credit score, the amount of the loan, your income, the down payment, your loan's term (the length of the loan), and the car's age. A poor credit score, low income, or buying an older vehicle from a dealer in Bartlesville could lead to a higher interest rate. But why worry about a high interest rate? The higher your interest rate, the higher your monthly payment is and the more you spend in total. A difference of just one or two percent could mean spending hundreds more on interest.

Is There a Way to Lower My Bartlesville Car Loan Rate?

You can use tools like our Interest Rate Estimator to get an idea of what your rate might be before you begin applying for auto loans in Bartlesville, OK. If you've supplied your information and are unhappy with the percentage you see, what can you do to lower it?

The loan term is one factor you can control. Most auto loans in Bartlesville are available with terms in 12-month increments between 2 years (24 months) and 7 years (84 months). Many borrowers are drawn in by longer terms because they usually have a lower monthly payment. But longer terms tend to also come with higher interest rates. If your budget allows for a higher monthly payment, choosing a shorter term is a good move. The Auto Payment Calculator shows your possible monthly payment with different terms and interest rates to help you see what you might be able to afford.

If your credit is less than stellar, boosting your score could lower your interest rate. Our Guide to Better Credit for Auto Financing will help you understand what goes into a credit score and which steps you can take to bring it up fast. Your credit score will take some effort and time to build, but it's worth it to get those lower Oklahoma car loan rates.

Taking some time to find the right lender can also help you get a lower rate. While lenders will consider the same information, you'll likely receive a different interest rate from each one. Shopping around and comparing offers will help you find the best auto loan rate in Bartlesville, OK — even without the best credit or income. You shouldn't automatically choose the first offer you get because there could be a better one right around the corner. Don't forget some lenders will negotiate, so you can take an offer from one lender to another to see if they're willing to beat the interest rate.

Find the Best Auto Loan Rates in Bartlesville, OK with myAutoloan

myAutoloan wants to help you find the lowest auto loan rates in Bartlesville, OK no matter what type of car you're buying or your credit score. We'll present you with up to four loans at once so you can find the perfect loan. Complete our secure online application, choose the best loan for you, and visit your Bartlesville dealer to purchase a new car. Apply now to check today's lowest interest rates!

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