Compare Bad Credit Car Loans in Dayton, NJ

Don’t let bad credit stop you from purchasing your next car! Apply today and compare up to four loans at once with myAutoloan. Once you’ve found the right financing in Dayton, head to your favorite New Jersey dealership.

Three things to know…

Today's Interest Rates

  • Check out today's lowest rates for all loan types.

  • SEE RATES

Your Estimated Rate

  • Check your rate in seconds. No credit check. Find out before you apply.

  • See Estimator

Your Payment

  • Now that you know your interest rate, see how much you could afford.

  • See Calculator

More Information

What Is Considered Bad Credit in Dayton, NJ?

When you apply for any type of loan, lenders in New Jersey use your credit score to evaluate the likelihood of you repaying it. Many factors influence your credit score, including your repayment history, the number of accounts you have open, the age of your credit accounts, and any remaining loan balances. While each Dayton, NJ lender has its own benchmarks for what it considers a poor credit score, you could be seen as having bad credit if your score falls below 600. Lenders will also be nervous if you've gone through bankruptcy, repossession, or foreclosure.

Can I Get a Car Loan in Dayton, NJ If I Have Bad Credit?

You’re not the first car buyer asking, “Can I get a car loan with a credit score of 600 or less?” Yes, you can. But, financing a car in Dayton, NJ with bad credit won't necessarily be easy. For starters, not every lender is willing to give a loan to someone with poor or no credit, so it may take some extra time to find a lender inclined to work with you. Luckily, myAutoloan partners with lenders specializing in bad credit car loans.

Once you've found a lender in New Jersey, you may see that your low credit score changes your loan. You may have limited borrowing power and a higher interest rate due to your poor credit score. This high interest rate will also mean higher monthly payments and overall loan costs. With our Interest Rate Estimator and Payment Calculator, you can see an estimate for the monthly payment on your Dayton loan before you apply.

Concerned about your possible interest rate and monthly payment? You might want to look into raising your credit score before applying for auto loans in Dayton, New Jersey. View our Guide to Better Credit for Auto Financing to learn about credit scores and how you can quickly raise yours.

Find the Best Deal on Dayton, NJ Poor Credit Car Loans

A low credit score can increase your car loan rate, making it more important than ever to compare lending options and find the right deal in Dayton, NJ. myAutoloan wants to make sure you find the best loan — even without the best credit history. Simply choose your offer type and complete or confidential and secure application. You'll see up to four loans at once so you can compare rates in minutes. Finally, you can select the right loan for you and head down to your go-to dealership in Dayton with money in hand.

Ready to purchase a new ride? Your poor credit doesn’t have to stop you. Apply now and compare up to four bad credit auto loans in Dayton, NJ through myAutoloan!

Vehicle loans to meet your needs…

Compare and save. Get up to 4 offers in minutes!

Our Customers Love Us: