Compare Car Loan Rates in Las Vegas, NV

Looking for the best auto loan rates in Las Vegas, NV? myAutoloan can help! Compare up to four lenders in minutes to find the right loan for you, whether you're purchasing a car or refinancing your existing car loan. Apply now and see today's lowest rates!

Three things to know…

Today's Interest Rates

  • Check out today's lowest rates for all loan types.

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Your Estimated Rate

  • Check your rate in seconds. No credit check. Find out before you apply.

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Your Payment

  • Now that you know your interest rate, see how much you could afford.

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More Information

How Are Car Loan Rates in Las Vegas, NV Calculated?

A handful of factors affect your Nevada auto loan interest rate, including the loan amount, your credit score, your income, the down payment, your loan's term (the length of the loan), and the car's age. A high debt-to-income ratio, low credit score, or purchasing an older car from a dealer in Las Vegas could lead to a higher interest rate. But what's so bad about a high interest rate? The higher your interest rate is, the more you pay each month and the more you spend over the life of your loan. A difference of just one or two percent could mean you spend hundreds more on interest.

Is There a Way to Lower My Las Vegas Car Loan Rate?

You can use tools like our Interest Rate Estimator to get a feel for what your rate could be before you begin applying for auto loans in Las Vegas, NV. If you've filled out your information and are unhappy with the percentage you see, what can you do to lower it?

The loan term is one element you can change on your own. Most Las Vegas car loans have terms in 12-month increments between 24 months (2 years) and 84 months (7 years). Longer terms attract many borrowers because they usually have a lower monthly payment. But longer terms are also likely to come with higher interest rates. If you can afford a bigger monthly payment, it's wise to choose a shorter term. The Auto Payment Calculator shows what your monthly payment might be with different terms and interest rates to help you figure out what you can afford.

If your credit is less than stellar, boosting your score could bring your interest rate down. Our Guide to Better Credit for Auto Financing can help you understand where your credit score comes from and the steps you can take now to raise it quickly. Your credit score will take some effort and time to build, but it's worth it to get those lower Nevada car loan rates.

Taking some time to find the right lender can also help you get a lower rate. While lenders take the same information into consideration, you'll likely receive a different interest rate from each one. It's important to shop around and compare offers to find the best car loan rate in Las Vegas, NV — even if you don't have the highest income or best credit. You shouldn't automatically choose the first offer you get because there could be a better one right around the corner. Keep in mind some lenders allow for negotiation, so you can take your offer from one lender to another to see if they're willing to give an even lower rate.

See the Best Auto Loan Rates in Las Vegas, NV with myAutoloan

myAutoloan is committed to helping you find the lowest auto loan rates in Las Vegas, NV regardless of your credit score and the type of car you're buying. You can look at up to four loans at once so you can find the best deal. Simply complete our secure online application, select the best loan for you, and head down to a dealer in Las Vegas to purchase a new ride. Don't wait to apply and check today's lowest interest rates!

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