Compare New and Used Car Loan Rates in Plymouth, IN

Apply through myAutoloan and compare up to four Indiana lenders in minutes! We make it easy to find the best auto loan rate, whether you're purchasing from a nearby Plymouth dealership or refinancing an existing loan. Apply now and see today's lowest rates!

Three things to know…

Today's Interest Rates

  • Check out today's lowest rates for all loan types.

  • SEE RATES

Your Estimated Rate

  • Check your rate in seconds. No credit check. Find out before you apply.

  • See Estimator

Your Payment

  • Now that you know your interest rate, see how much you could afford.

  • See Calculator

More Information

How Are Plymouth, IN Car Loan Rates Determined?

A handful of factors contribute to your Indiana car loan interest rate, Including your credit score, your income, the amount of the loan, the age of the car, the down payment, and your loan's term (the length of the loan). A high debt-to-income ratio, low credit score, or purchasing an older car from a dealer in Plymouth could result in a higher interest rate. But is a high interest rate so bad? The higher your interest rate is, the more you pay each month and the more you spend over the term of your loan. Just one or two percent more could mean you spend hundreds more on interest.

Is There a Way to Lower My Plymouth Car Loan Rate?

Using tools like our Interest Rate Estimator can help you get an idea of what your rate might be before you start applying for auto loans in Plymouth, IN. If you've supplied your information and aren't happy with the percentage you see, what can you do to lower it?

The loan term is one thing you can control. Most car loans in Plymouth have terms in 12-month intervals ranging from 24 months (2 years) to 84 months (7 years). Longer terms attract many borrowers because they usually mean a lower monthly payment. But longer terms are also likely to come with higher interest rates. If your budget allows for a higher monthly payment, it's better to choose a shorter term. The Auto Payment Calculator shows what your monthly payments might look like depending on different interest rates and terms to help you decide what might be affordable.

If you have less than stellar credit, raising your score could help lower your interest rate. Our Guide to Better Credit for Auto Financing walks you through what determines your credit score and the steps you can take now to raise it quickly. Your credit score may take some more time and work, but it's worth it to get those lower Indiana car loan rates.

Taking some time to find the right lender can also help you get a lower rate. While lenders will use the same information, you won't see the same interest rate from each one. You need to compare offers and shop around for the best auto loan rate in Plymouth, IN — even if you don't have the highest income or best credit. You shouldn't go with the first offer you receive because a better one could be right around the corner. And, some lenders will negotiate, so you can take an offer from one lender to the other to see if they can beat the interest rate.

See the Best Auto Loan Rates in Plymouth, IN with myAutoloan

myAutoloan is here to help you get the lowest auto loan rates in Plymouth, IN regardless of what type of vehicle you're buying or your credit score. We'll show you up to four loans at once so you can find the perfect loan. Fill out our secure online application, pick the loan that works best for you, and head to your Plymouth dealer to purchase a new ride. Apply now to see today's lowest interest rates!

Vehicle loans to meet your needs…

Compare and save. Get up to 4 offers in minutes!

Our Customers Love Us: