Compare Poor Credit Car Loans in Muncie, IN

Poor credit shouldn't stop you from getting your dream car! Apply with myAutoloan and compare up to four loans at once. Select the best option for you, and head to the Muncie, IN dealership of your choice to purchase your new ride.

Three things to know…

Today's Interest Rates

  • Check out today's lowest rates for all loan types.

  • SEE RATES

Your Estimated Rate

  • Check your rate in seconds. No credit check. Find out before you apply.

  • See Estimator

Your Payment

  • Now that you know your interest rate, see how much you could afford.

  • See Calculator

More Information

What Is Considered Bad Credit in Muncie, IN?

When you apply for a car loan, mortgage, or another type of loan, lenders in Indiana look at your credit score to determine the likelihood of you repaying it. Many factors influence your credit score, including the age of your credit accounts, the number of open accounts you have, any remaining loan balances, and your repayment history. While every Muncie, IN lender has its own benchmarks for what's considered a bad credit score, you could be seen as having bad credit if your score is lower than 600. Lenders will also be more cautious if you've gone through bankruptcy, repossession, or foreclosure.

Is it Possible to Get a Car Loan in Muncie, IN with Bad Credit?

Many car buyers have asked, “Can I get a car loan with a credit score of 600 or less?” Yes, you can. But, financing a car with bad credit in Muncie, IN will come with some challenges. Most notably, not every lender is willing to give a loan to someone with poor or no credit, so you may need to spend some extra time finding a lender inclined to work with you. The good news is that myAutoloan partners with lenders specializing in bad credit loans.

Once you find a lender in Indiana, you may see that your low credit score affects your loan. You may have limited borrowing power and a higher interest rate due to your poor credit score. Higher interest rates will mean higher monthly payments and total repayment. With our Interest Rate Estimator and Payment Calculator, you can see what the monthly payment on your Muncie loan might look like before completing an application.

Do your potential interest rate and monthly payment have you worried? You should look into boosting your credit score before applying for auto loans in Muncie, Indiana. Check out our Guide to Better Credit for Auto Financing to learn about credit scores and how you can quickly raise yours.

Find the Best Deal on Muncie, IN Poor Credit Car Loans

A poor credit score can increase the rate on your car loan, making it more critical than ever to compare lenders in Muncie, IN and find the right deal. myAutoloan is here to help you find the best loan — despite your credit history. All you have to do is select your offer type and fill out our secure, confidential application. We’ll show you up to four loans at a time so you can compare rates in minutes. After, you can select the right loan for you and head down to your go-to dealership in Muncie with cash in hand.

Why wait to get a new ride? Poor credit shouldn't stop you. Apply through myAutoloan now and review up to four Muncie, IN bad credit car loans!

Vehicle loans to meet your needs…

Compare and save. Get up to 4 offers in minutes!

Our Customers Love Us: