Compare Poor Credit Car Loans in Indianapolis, IN

Don’t let bad credit stop you from purchasing your next car! Apply today and compare up to four loans at once with myAutoloan. Once you’ve found the right financing in Indianapolis, head to your favorite Indiana dealership.

Three things to know…

Today's Interest Rates

  • Check out today's lowest rates for all loan types.

  • SEE RATES

Your Estimated Rate

  • Check your rate in seconds. No credit check. Find out before you apply.

  • See Estimator

Your Payment

  • Now that you know your interest rate, see how much you could afford.

  • See Calculator

More Information

What Counts as Bad Credit in Indianapolis, IN?

When you borrow money — like a car loan — lenders in Indiana look at your credit score to decide how likely you are to repay it. Many factors influence your credit score, including any remaining loan balances, your repayment history, the number of open accounts you have, and the age of your credit accounts. While every lender in Indianapolis, IN has its own guidelines for what it deems a poor credit score, you may be seen as having bad credit if your score is less than 600. Lenders will also be wary if you've gone through bankruptcy, repossession, or foreclosure.

Can I Get a Car Loan in Indianapolis, IN If I Have Bad Credit?

Many borrowers have asked, “Can I get a car loan with a credit score of 600 or less?” Yes, you can. But, financing a car in Indianapolis, IN with bad credit won't necessarily be easy. To begin with, not all lenders are willing to give a loan to someone with no or poor credit, so you may need to spend some extra time finding a lender willing to work with you. Luckily, myAutoloan partners with lenders specializing in bad credit car loans.

Once you've found a lender in Indiana, you may learn your low credit score changes your loan. A poor credit score might limit your borrowing and lead to higher interest rates. This high interest rate will lead to higher monthly payments and overall loan costs. Tools like our Interest Rate Estimator and Payment Calculator can help you see what the monthly payment on your Indianapolis loan could look like before completing an application.

Do your potential interest rate and monthly payment have you worried? You may want to consider boosting your credit score before applying for Indianapolis, Indiana auto loans. Study our Guide to Better Credit for Auto Financing for help understanding and quickly raising 7our credit.

Find the Best Deal in Indianapolis, IN for Bad Credit Car Loans

A poor credit score can increase your car loan rate, making it more important than ever to compare costs and find the right loan in Indianapolis, IN. myAutoloan is here to help you find the best loan — despite your credit history. Simply choose your offer type and complete or confidential and secure application. You'll see up to four loans at once so you can compare rates in minutes. To finish, you can select the best loan for you and head to your favorite Indianapolis dealership with cash in hand.

Ready to purchase a new ride? Poor credit shouldn't stop you. Apply through myAutoloan now and review up to four Indianapolis, IN bad credit car loans!

Vehicle loans to meet your needs…

Compare and save. Get up to 4 offers in minutes!

Our Customers Love Us: