Compare Bad and No Credit Car Loans in Naperville, IL

Don’t let bad credit get in between you and a new car! Apply with myAutoloan and compare up to four loans today! Choose the best financing option in Naperville for you, and stop by your favorite Illinois dealership to purchase your new ride.

Three things to know…

Today's Interest Rates

  • Check out today's lowest rates for all loan types.

  • SEE RATES

Your Estimated Rate

  • Check your rate in seconds. No credit check. Find out before you apply.

  • See Estimator

Your Payment

  • Now that you know your interest rate, see how much you could afford.

  • See Calculator

More Information

Do I Have Bad Credit in Naperville, IL?

When you borrow money — like a car loan — lenders in Illinois use your credit score to evaluate the probability that you'll repay it. Many factors play into your credit score, including the age of your credit accounts, the number of open accounts you have, any remaining loan balances, and your repayment history. While every lender in Naperville, IL has its own criteria for what’s considered a poor credit score, you could be seen as having bad credit if your score falls below 600. Lenders will also be nervous if you've gone through bankruptcy, repossession, or foreclosure.

Can I Still Get a Car Loan in Naperville, IL with Low Credit?

You're not the first car buyer to wonder, “Can I get a car loan with a credit score of 600 or less?” The short answer is yes. But, it's going to be harder to finance a car with bad credit in Naperville, IL. For starters, not every lender offers poor or no credit loans, so it may take some extra time to find a lender inclined to work with you. Luckily, myAutoloan partners with lenders specializing in bad credit car loans.

Once you find a lender in Illinois, you may learn your low credit score changes your loan. A poor credit score can result in limited borrowing and higher interest rates. Higher interest rates will mean larger monthly payments and overall repayment. Use our Interest Rate Estimator and Payment Calculator to see an estimate for the monthly payment on your Naperville loan before even applying.

Do your potential interest rate and monthly payment have you worried? You might want to contemplate increasing your credit score before you start applying for auto loans in Naperville, Illinois. Check out our Guide to Better Credit for Auto Financing for help understanding and quickly raising 7our credit.

Find the Best Deal on Bad Credit Car Loans in Naperville, IL

A poor credit score can increase the rate on your car loan, so it's more critical than ever to compare lending options and find the right deal in Naperville, IL. myAutoloan wants to make sure you find the best loan — no matter your credit history. Simply choose your offer type and fill out our secure, confidential application. We’ll show you up to four loans at a time so you can compare rates in minutes. After, you can select the right loan for you and head to your local Naperville dealership with a check in hand.

Ready to purchase your next ride? Bad credit doesn't have to get in the way. Apply with myAutoloan today and compare up to four bad credit auto loans in Naperville, IL!

Vehicle loans to meet your needs…

Compare and save. Get up to 4 offers in minutes!

Our Customers Love Us: