Compare Car Loans for Bad Credit in Tracy, CA

Don’t let bad credit stop you from purchasing your next car! Apply today and compare up to four loans at once with myAutoloan. Once you’ve found the right financing in Tracy, head to your favorite California dealership.

Three things to know…

Today's Interest Rates

  • Check out today's lowest rates for all loan types.

  • SEE RATES

Your Estimated Rate

  • Check your rate in seconds. No credit check. Find out before you apply.

  • See Estimator

Your Payment

  • Now that you know your interest rate, see how much you could afford.

  • See Calculator

More Information

What Counts as Bad Credit in Tracy, CA?

When you try to borrow money — like a car loan — California lenders look at your credit score to evaluate how likely you are to repay it. Many factors influence your credit score, including any remaining loan balances, your repayment history, the number of open accounts you have, and the age of your credit accounts. While each lender in Tracy, CA has its own criteria for what it deems a poor credit score, you may be seen as having bad credit if your score sits under the 600 benchmark. Lenders will also be worried if you've experienced repossession, bankruptcy, or foreclosure.

Is it Possible to Get a Car Loan in Tracy, CA with Bad Credit?

Many car buyers have asked, “Can I get a car loan with a credit score of 600 or less?” The short answer? Yes. Still, financing a car with bad credit in Tracy, CA will come with some challenges. Most notably, not every lender is willing to give a loan to someone with poor or no credit, so you may need to put in some extra hours to find a lender who will work with you. Thankfully, myAutoloan has lending partners that specialize in bad credit loans.

When you find a lender in California, you may discover your low credit score affects your loan. You may have limited borrowing power and a higher interest rate due to your poor credit score. This high interest rate will also mean larger monthly payments and overall loan costs. Tools like our Interest Rate Estimator and Payment Calculator can help you see what the monthly payment on your Tracy loan might look like before filling out an application.

Do your potential interest rate and monthly payment have you sweating? You might want to think about raising your credit score before you start applying for auto loans in Tracy, California. View our Guide to Better Credit for Auto Financing for information about credit scores and tips for quickly raising yours.

Find the Best Deal on Tracy, CA Poor Credit Car Loans

A bad credit score can raise your car loan rate, making it more important than ever to compare lending options and find the right deal in Tracy, CA. myAutoloan wants to make sure you find the best loan — regardless of your credit history. All you need to do is select your offer type and complete or confidential and secure application. You'll see up to four loans at once so you can compare rates in minutes. To finish, you can select the loan that looks best to you and visit any dealership in Tracy with a loan in hand.

Need a new ride? Bad credit doesn't have to get in the way. Apply now and compare up to four bad credit auto loans in Tracy, CA through myAutoloan!

Vehicle loans to meet your needs…

Compare and save. Get up to 4 offers in minutes!

Our Customers Love Us: