Compare Poor Credit Car Loans in Sacramento, CA

Don’t let bad credit stop you from purchasing your next car! Apply today and compare up to four loans at once with myAutoloan. Once you’ve found the right financing in Sacramento, head to your favorite California dealership.

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Your Estimated Rate

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Your Payment

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More Information

How Do I Know If I Have Bad Credit in Sacramento, CA?

When you apply for a car loan, mortgage, or another type of loan, California lenders look at your credit score to determine the chances of you repaying it. Many factors influence your credit score, including the number of open accounts you have, your repayment history, the age of your credit accounts, and any remaining loan balances. While every lender in Sacramento, CA has its own criteria for what’s considered a poor credit score, you may be seen as having bad credit if your score is less than 600. Lenders will also be wary if you've experienced repossession, bankruptcy, or foreclosure.

Is it Possible to Get a Car Loan in Sacramento, CA with Bad Credit?

Many borrowers have asked, “Can I get a car loan with a credit score of 600 or less?” The short answer is yes. However, financing a car in Sacramento, CA with bad credit won't necessarily be easy. For starters, not every lender offers poor or no credit loans, so you may need to spend some extra time finding a lender who will help with your financing. Thankfully, myAutoloan has lending partners that specialize in bad credit loans.

Once you've chosen a lender in California, you may discover your low credit score affects your loan. A poor credit score can result in limited borrowing and higher interest rates. Higher interest rates will mean higher monthly payments and overall loan costs. Use our Interest Rate Estimator and Payment Calculator to see an estimate for the monthly payment on your Sacramento loan before completing an application.

Do your potential interest rate and monthly payment have you sweating? You might want to think about improving your credit score before applying for auto loans in Sacramento, California. Take a look at our Guide to Better Credit for Auto Financing to learn about credit scores and how you can quickly raise yours.

Find the Best Deal in Sacramento, CA for Bad Credit Car Loans

A low credit score can raise your car loan rate, making it more crucial than ever to compare lenders in Sacramento, CA and find the right deal. myAutoloan wants to help you find the best loan — even without the best credit history. All you have to do is choose your offer type and fill out our secure, confidential application. You'll see up to four loans at once so you can compare rates in minutes. Finally, you can select the right loan for you and head down to your go-to dealership in Sacramento with a check in hand.

Need a new ride? Bad credit doesn't have to get in the way. Apply through myAutoloan now and review up to four Sacramento, CA bad credit car loans!

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