Compare Interest Rates for Car Loans in Orange, CA

Looking for the best auto loan rates in Orange, CA? myAutoloan can help! Compare up to four lenders in minutes to find the right loan for you, whether you're purchasing a car or refinancing your existing car loan. Apply now and see today's lowest rates!

Three things to know…

Today's Interest Rates

  • Check out today's lowest rates for all loan types.

  • SEE RATES

Your Estimated Rate

  • Check your rate in seconds. No credit check. Find out before you apply.

  • See Estimator

Your Payment

  • Now that you know your interest rate, see how much you could afford.

  • See Calculator

More Information

What Determines Your Auto Loan Rate in Orange, CA?

Many factors impact your California auto loan interest rate, including your income, your credits core, the loan amount, the down payment, your loan's term (the length of the loan), and the car's age. A low credit score, high debt-to-income ratio, or purchasing an older vehicle from your Orange dealer could result in a higher interest rate. But why is a high interest rate bad? The higher of an interest rate you have, the higher your monthly bill is and the more you spend in total. Even a rate one or two percent higher could mean spending hundreds more on interest.

How Can I Get a Lower Car Loan Rate in Orange, CA?

Online tools like our Interest Rate Estimator will give you a feel for what your rate could be before you begin applying for auto loans in Orange, CA. If you've plugged in your information and don't like the percentage you see, what steps can you take to lower it?

The loan term is one aspect you have a lot of control over. Most car loans in Orange have terms in 12-month increments between 24 months (2 years) and 84 months (7 years). Many borrowers take longer terms because they typically have a lower monthly payment. However, a longer term also tends to come with a higher interest rate. If you can afford a higher monthly payment, choosing a shorter term is a good move. The Auto Payment Calculator estimates what your monthly payment could be with different interest rates and terms to help you see what might be affordable.

If you have less than stellar credit, boosting your score could bring your interest rate down. Our Guide to Better Credit for Auto Financing walks you through what determines your credit score and how you can quickly bring it up. It may take some effort and time to increase your credit score, but it'll be worth it once you see those lower California auto loan rates.

Putting effort into finding the right lender can also help you secure a lower rate. While lenders will consider the same information, you won't receive the same interest rate from each one. Shopping around and comparing offers will help you find the best auto loan rate in Orange, CA — even if you don't have the highest income or best credit. You don't want to choose the first offer you get because a better one could be right around the corner. Keep in mind some lenders leave room for negotiation, so you can take an offer from one lender to another to see if they're willing to beat the interest rate.

Use myAutoloan to Check the Best Auto Loan Rates in Orange, CA

myAutoloan is dedicated to helping you find the lowest car loan rates in Orange, CA no matter what type of car you're buying or your credit score. We'll show you up to four loans at once so you can find the perfect loan. Simply complete our secure online application, choose the loan that looks best to you, and visit your Orange dealer to purchase a new car. Apply today to see the current lowest interest rates!

Vehicle loans to meet your needs…

Compare and save. Get up to 4 offers in minutes!

Our Customers Love Us: