The Process of Auto Loan Shopping in Merced
It's a common myth that a bank is the only place you can get a car loan in California. You can get a car loan online from right where you're sitting in Merced! But what steps do you need to take when financing a car or vehicle online? With myAutoloan's help, of course. myAutoloan believes that financing a new or used vehicle should be a simple and painless process. We provide a wide range of tools to help you learn about financing and choose the best auto loan for you. We're not one of those large banks. We're a helpful resource that offers you the control you deserve in the car buying, refinancing, and lease buyout process.
Finding an auto loan in California doesn't have to be difficult. We make it easy. Start by selecting the type of loan you're looking for. We'll ask a few brief questions via our quick, secure, and confidential offer form. We'll take it from here and present you with up to four offers in a few short minutes. Each of your auto loan offers are confidential and obligation-free.
Want to shop for auto loans in person? You'd likely need to go to a few different California dealerships! That would take a lot of time and energy. You might even feel pressured to accept a loan offer that you didn't plan for. Apply online for Merced loans and buy the new or used car of your dreams as soon as tomorrow.
Types of Car Loans Available in Merced, CA
We can connect you with five different types of car loans in Merced: new, used, refinance, private party, and lease buyout car loans. Learn more about the different options available below.
New Car Loan: If you apply for a new car loan in Merced, that means you're ready to purchase a new, untouched vehicle— you plan on being the very first person to captain that ride! It's typically a lot less difficult to finance a new car over a used one since lenders are better able to predict the auto's resale value. This predictability is also why new car loans tend to be more inexpensive than used car financing options.
Used Car Loan: When applying for a used car loan in Merced, CA, you are looking to buy a previously owned vehicle. You won't be the vehicle's first owner, but you have every plan to drive it like it's new. After all, for you it is! Although used car loans typically have a higher interest rate when compared to new cars, you can still save a bit more money on your initial purchase long-term since it has already experienced its initial depreciation period.
Private Party Car Loans: If you're applying for a private party car loan in Merced, you don't plan on visiting a dealership to buy your new ride. You plan on purchasing from a private seller. In this situation, you must select the car you want before applying for a private-party loan. Then, the provider of the loan will typically pay the private party the complete vehicle amount, and you'll repay the creditor over the course of the loan term.
Lease Buyout Car Loans: Are you looking to own your leased car? Then you may need to apply for a lease buyout auto loan in Merced, CA! Lease buyout loans can help you own your leased car. Use the loan to purchase your car at the end or before the end of your lease. You can bypass purchasing another car. And there are no surprises. You already know your car facts and how it's been cared for!
Why Use myAutoloan for Merced Loans?
Weighing your options beforehand is a great way to finance Merced vehicles. (It's how you got a great deal on those sneakers, your last vacation, and that laptop, right?!) You save more when you consider all of your options! Auto financing is no different. Plus, myAutoloan makes it simple. Go online to check out today's lowest interest rates. View four offers for all types of car loans, and then select the one that's right for you. You'll receive a certificate or check in as soon as 24 hours. Then drop by the Merced car dealership to buy your car!