Compare Bad and No Credit Car Loans in Long Beach, CA

A bad credit score doesn’t have to mean giving up on a new car! With myAutoloan, you can compare up to four Long Beach, CA car loans at once. Pick the best deal, and head down to your favorite dealership to buy.

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Your Payment

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More Information

What Counts as Bad Credit in Long Beach, CA?

When you apply for any type of loan, lenders in California use your credit score to decide the probability that you'll repay it. Your credit score is calculated using many factors, including your repayment history, the number of accounts you have open, the age of your credit accounts, and any remaining loan balances. While every Long Beach, CA lender has its own criteria for what it considers a poor credit score, you are often seen as having bad credit if your score falls below 600. Lenders will also be nervous if you've gone through bankruptcy, repossession, or foreclosure.

Can I Get a Car Loan in Long Beach, CA If I Have Bad Credit?

You’re not the first car buyer asking, “Can I get a car loan with a credit score of 600 or less?” The short answer? Yes. Keep in mind, you'll likely face some challenges financing a car with bad credit in Long Beach, CA. To begin with, not all lenders are willing to give a loan to someone with no or poor credit, so you may need to spend some extra time finding a lender who will work with you. Luckily, myAutoloan partners with lenders specializing in bad credit car loans.

Once you find a lender in California, you may notice your low credit score impacts your loan. You may have limited borrowing power and a higher interest rate due to your poor credit score. High interest rates also mean higher monthly payments and more spent over the life of the loan. Tools like our Interest Rate Estimator and Payment Calculator can help you see an estimate for the monthly payment on your Long Beach loan before even applying.

Do your potential interest rate and monthly payment have you worried? You may want to contemplate raising your credit score before applying for auto loans in Long Beach, California. Check out our Guide to Better Credit for Auto Financing to learn about credit scores and how you can quickly raise yours.

Find the Best Deal in Long Beach, CA for Bad Credit Car Loans

A low credit score can increase the rate on your car loan, making it more crucial than ever to compare costs and find the right loan in Long Beach, CA. myAutoloan wants to make sure you find the best loan — despite your credit history. All you have to do is select your offer type and complete a confidential, secure application. We’ll show you up to four loans at a time so you can compare rates in minutes. After, you can select the best loan for you and visit any dealership in Long Beach with a check in hand.

Need a new ride? Bad credit doesn't have to get in the way. Apply with myAutoloan today and compare up to four bad credit auto loans in Long Beach, CA!

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