Compare Bad and No Credit Car Loans in Lodi, CA

A bad credit score doesn’t have to mean giving up on a new car! With myAutoloan, you can compare up to four Lodi, CA car loans at once. Pick the best deal, and head down to your favorite dealership to buy.

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Your Estimated Rate

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Your Payment

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More Information

How Do I Know If I Have Bad Credit in Lodi, CA?

When you apply for any type of loan, lenders in California look at your credit score to figure out how likely you are to repay it. Many factors influence your credit score, including the number of open accounts you have, your repayment history, the age of your credit accounts, and any remaining loan balances. While every Lodi, CA lender will have its own guidelines for what's considered a bad credit score, you could be seen as having bad credit if your score is lower than 600. Lenders will also be wary if you have a history of bankruptcy, foreclosure, or repossession.

Can I Get a Car Loan in Lodi, CA If I Have Bad Credit?

Many car buyers have asked, “Can I get a car loan with a credit score of 600 or less?” The short answer is yes. But, financing a car in Lodi, CA with bad credit won't necessarily be easy. Most notably, not every lender feels comfortable giving loans to people with poor or no credit, so you may need to put in extra effort to find a lender who will work with you. Thankfully, myAutoloan partners with lenders that specialize in bad credit loans.

When you find a lender in California, you may see that your loan is impacted by your low credit score. A poor credit score can result in limited borrowing and higher interest rates. Higher interest rates will mean larger monthly payments and total repayment. Our Interest Rate Estimator and Payment Calculator can help you see what the monthly payment on your Lodi loan might be before filling out an application.

Do your potential interest rate and monthly payment have you worried? You may want to think about improving your credit score before applying for auto loans in Lodi, California. Check out our Guide to Better Credit for Auto Financing for help understanding and quickly raising 7our credit.

Find the Best Deal on Poor Credit Car Loans in Lodi, CA

A low credit score can increase your car loan rate, making it more important than ever to compare costs to find the right deal in Lodi, CA. myAutoloan wants to make sure you find the best loan — no matter your credit history. All you have to do is choose your offer type and complete our secure, confidential application. You'll see up to four loans at once so you can compare rates in minutes. After, you can choose the best loan for you and head to your local Lodi dealership with a loan in hand.

Why wait to get a new ride? Poor credit shouldn't stop you. Apply through myAutoloan now and review up to four Lodi, CA bad credit car loans!

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