Compare Poor Credit Car Loans in El Dorado Hills, CA

Don’t let bad credit stop you from purchasing your next car! Apply today and compare up to four loans at once with myAutoloan. Once you’ve found the right financing in El Dorado Hills, head to your favorite California dealership.

Three things to know…

Today's Interest Rates

  • Check out today's lowest rates for all loan types.

  • SEE RATES

Your Estimated Rate

  • Check your rate in seconds. No credit check. Find out before you apply.

  • See Estimator

Your Payment

  • Now that you know your interest rate, see how much you could afford.

  • See Calculator

More Information

What Is Considered Bad Credit in El Dorado Hills, CA?

When you borrow money — like a car loan — California lenders look at your credit score to figure out the probability that you'll repay it. Your credit score is calculated using many factors, including your repayment history, the number of accounts you have open, the age of your credit accounts, and any remaining loan balances. While each lender in El Dorado Hills, CA has its own criteria for what it considers a poor credit score, you might be seen as having bad credit if your score is less than 600. Lenders will also be wary if you have a history of bankruptcy, foreclosure, or repossession.

Can I Get a Car Loan in El Dorado Hills, CA If I Have Bad Credit?

You're not the first car buyer to wonder, “Can I get a car loan with a credit score of 600 or less?” The short answer is yes. Keep in mind, it's going to be harder to finance a car with bad credit in El Dorado Hills, CA. Most notably, not every lender offers poor or no credit loans, so you may need to spend some extra time finding a lender inclined to work with you. The good news is that myAutoloan partners with lenders specializing in bad credit loans.

Once you've found a lender in California, you may see that your low credit score impacts your loan. You may have limited borrowing power and a higher interest rate due to your poor credit score. This high interest rate will lead to higher monthly payments and overall loan costs. Our Interest Rate Estimator and Payment Calculator can help you see an estimate for the monthly payment on your El Dorado Hills loan before completing an application.

Do your potential interest rate and monthly payment have you sweating? You might want to contemplate improving your credit score before applying for auto loans in El Dorado Hills, California. Study our Guide to Better Credit for Auto Financing for help understanding and quickly raising 7our credit.

Find the Best Deal on Bad Credit Car Loans in El Dorado Hills, CA

A bad credit score can raise the rate on your car loan, making it more important than ever to compare lending options and find the right deal in El Dorado Hills, CA. myAutoloan is here to help you find the best loan — despite your credit history. All you have to do is select your offer type and fill out our secure, confidential application. You'll see up to four loans at once so you can compare rates in minutes. Then, you can select the best loan for you and visit any dealership in El Dorado Hills with a check in hand.

Need a new ride? Bad credit doesn't have to stop you. Apply now and compare up to four bad credit auto loans in El Dorado Hills, CA through myAutoloan!

Vehicle loans to meet your needs…

Compare and save. Get up to 4 offers in minutes!

Our Customers Love Us: