Compare Bad and No Credit Car Loans in El Cajon, CA

Poor credit shouldn't stop you from getting your dream car! Apply with myAutoloan and compare up to four loans at once. Select the best option for you, and head to the El Cajon, CA dealership of your choice to purchase your new ride.

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More Information

How Do I Know If I Have Bad Credit in El Cajon, CA?

When you try to borrow money — like a car loan — lenders in California look at your credit score to determine the chances of you repaying it. Many factors influence your credit score, including the number of open accounts you have, your repayment history, the age of your credit accounts, and any remaining loan balances. While each El Cajon, CA lender has its own criteria for what’s considered a poor credit score, you may be seen as having bad credit if your score is less than 600. Lenders will also be worried if you’ve experienced bankruptcy, repossession, or foreclosure.

Can I Still Get a Car Loan in El Cajon, CA with Low Credit?

You’re not the first car buyer asking, “Can I get a car loan with a credit score of 600 or less?” The simple answer is yes. Still, financing a car with bad credit in El Cajon, CA will come with some challenges. First off, not every lender offers poor or no credit loans, so you may need to spend some extra time finding a lender who will help with your financing. The good news is that myAutoloan partners with lenders specializing in bad credit loans.

Once you've chosen a lender in California, you may notice your low credit score changes your loan. A poor credit score can limit your borrowing and result in higher interest rates. Higher interest rates will mean higher monthly payments and overall loan costs. With our Interest Rate Estimator and Payment Calculator, you can see an estimate for the monthly payment on your El Cajon loan before filling out an application.

Do your potential interest rate and monthly payment have you sweating? You should look into improving your credit score before applying for El Cajon, California auto loans. Check out our Guide to Better Credit for Auto Financing to learn about credit scores and how you can quickly raise yours.

Find the Best Deal on Bad Credit Car Loans in El Cajon, CA

A poor credit score can increase the rate on your car loan, making it more important than ever to compare lenders in El Cajon, CA and find the right deal. myAutoloan is here to help you find the best loan — even without the best credit history. All you have to do is choose your offer type and complete a confidential, secure application. We'll show you up to four loans at once, allowing you to compare rates in minutes. Finally, you can select the best loan for you and head to your favorite El Cajon dealership with a loan in hand.

Why wait to get a new ride? Bad credit doesn't have to stop you. Apply now and compare up to four bad credit auto loans in El Cajon, CA through myAutoloan!

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