Compare Poor Credit Car Loans in Capitola, CA

Poor credit shouldn't stop you from getting your dream car! Apply with myAutoloan and compare up to four loans at once. Select the best option for you, and head to the Capitola, CA dealership of your choice to purchase your new ride.

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More Information

What Counts as Bad Credit in Capitola, CA?

When you apply for any type of loan, California lenders use your credit score to decide how likely you are to repay it. Many factors influence your credit score, including any remaining loan balances, your repayment history, the number of open accounts you have, and the age of your credit accounts. While each Capitola, CA lender will have its own guidelines for what it considers a poor credit score, you may be seen as having bad credit if your score falls below 600. Lenders will also be nervous if you've experienced repossession, bankruptcy, or foreclosure.

Can I Get a Car Loan in Capitola, CA If I Have Bad Credit?

You're not the first car buyer to wonder, “Can I get a car loan with a credit score of 600 or less?” The short answer? Yes. Keep in mind, you'll likely face some challenges financing a car with bad credit in Capitola, CA. Most notably, not all lenders are willing to give a loan to someone with no or poor credit, so you may need to spend some extra time finding a lender willing to work with you. Thankfully, myAutoloan has lending partners that specialize in bad credit loans.

Once you've found a lender in California, you may discover your low credit score changes your loan. You may have limited borrowing power and a higher interest rate due to your poor credit score. High interest rates also mean higher monthly payments and total repayment. Our Interest Rate Estimator and Payment Calculator can help you see what the monthly payment on your Capitola loan could look like before filling out an application.

Do your potential interest rate and monthly payment have you sweating? You should look into increasing your credit score before you start applying for auto loans in Capitola, California. View our Guide to Better Credit for Auto Financing for information about credit scores and tips for quickly raising yours.

Find the Best Deal in Capitola, CA for Bad Credit Car Loans

A low credit score can increase your car loan rate, making it more critical than ever to compare costs and find the right loan in Capitola, CA. myAutoloan wants to make sure you find the best loan — regardless of your credit history. Simply choose your offer type and complete a confidential, secure application. We'll show you up to four loans in minutes so you can easily compare rates. After, you can choose the best loan for you and head to your local Capitola dealership with money in hand.

Ready to purchase your next ride? Your poor credit doesn’t have to stop you. Apply now and compare up to four bad credit auto loans in Capitola, CA through myAutoloan!

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