Auto Loan Calculators for Phoenix, AZ Rates

Buying a new or used car? Crunch the numbers with our AZ auto loan calculators. Estimate your interest rate, payment amount, and what you can afford to spend in Phoenix.

Three things to know…

Today's Interest Rates

  • Check out today's lowest rates for all loan types.

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Your Estimated Rate

  • Check your rate in seconds. No credit check. Find out before you apply.

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Your Payment

  • Now that you know your interest rate, see how much you could afford.

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More Information

When to Reach for an Auto Loan Calculator in AZ

If you're in the market to make a car purchase or are shopping around to refinance your existing loan in Arizona, our car loan calculators are among the best ways to make an informed decision. By using a car loan calculator, you can get a clear picture of what you can afford before you visit your nearest Phoenix auto dealer.

Shop With Confidence With a Car Loan Calculator in AZ

Car loan calculator results can offer crucial information that empowers you to make smart choices as you look for new or used cars in Phoenix. With a few simple clicks (and a little information on your part), the myAutoloan auto loan calculator in AZ will generate your projected loan, payment, and interest estimates.* Thanks to your estimates, you will be prepared to figure out how much you want to spend on auto purchase and what your estimated monthly payment might look like.

What Do You Need to Input into an Auto Loan Calculator in AZ?

You will want to use a few easy-to-find pieces of information to get the closest estimate from your Arizona auto loan calculator. Have a car in mind? You'll need to have the Manufacturer Suggested Retail Price (MSRP) the estimated value of the new or used car you intend to purchase or your current vehicle value if your goal is to refinance.

Additionally, you'll need to know how much you'll put toward your down payment. The down payment consists of the amount of money you will spend upfront at the time of sale. The more money you "have down," the less money you'll need to finance. If you plan to trade in your car and know what you'd receive as payment, you can deduct your trade-in value plus any other money you plan to put towards your vehicle purchase from the MSRP. The number you're left with is the amount you'll input into your Arizona car finance calculator.

Now that you're ready with the estimated financed portion of your car purchase, you're ready to collect a few more additional pieces of information.

First, which type of loan do you plan to apply for? It's possible you're ready to find a great new or used ride at the local Phoenix dealership. Or, maybe you're looking to buy out your lease or refinance your current auto loan. If you've sourced your dream car with an online marketplace or through friends or family, the myAutoloan car loan calculator also gives the option to choose a private-party purchase. You'll also want to know your credit score and zip code before getting started.

Get to Know Our Three Car Loan Calculators in AZ

At myAutoloan, there are three primary auto loan calculators that even seasoned car buyers find useful, including our loan amount calculator, payment amount calculator, and car loan interest rate calculator. Each myAutoloan calculator offers unique function that allows you to feel well-prepared as you seek auto financing.

The myAutoloan Car Interest Rate Estimate Calculator in AZ

Using a car loan interest rate calculator in AZ before you start browsing can eliminate surprises when it comes to auto loan interest rates and assist you with budgeting for your total loan amount. Use the myAutoloan Interest Rate Estimator and note the type of loan you're looking for, your credit score, and your zip code to see estimated interest rates in Phoenix, AZ.

How to Use the Car Loan Calculator in AZ

The Auto Loan calculator can help you learn how much you might get approved for. Simply enter a monthly payment amount that best compliments your budget and receive your APR estimate to see what you could get approved for. Have a loan term in mind? Our Auto Loan Calculator shows you an estimate how much you could receive on your car loan based upon your payment preferences for the monthly payment amount and APR*

How to Use the myAutoloan Car Loan Payment Calculator in AZ

Got a budget in mind? You'll want to reach for the Car Loan Payment Calculator in AZ. Our Car Loan Payment Calculator provides an estimate your total monthly car payments.** This calculator is quick and easy to use: you'll only need to input the total loan amount and your APR. Click "Calculate," and you'll see what your monthly payment amount could look like over loan terms from 24 to 84 months.**

Done with Our Arizona Car Loan Calculator? Apply Now!

We're with you for the duration of your auto purchase. From using our car financing calculators to choosing an auto loan that complements your needs, it's our mission to assist you navigate the car buying experience. We're here to make it easier to estimate and compare auto loans in Phoenix to make sure you are getting the best possible deal. Start your car buying journey by completing our Arizona car calculators and apply for financing now to view your best interest rates. After you apply, you will have your choice of up to four offers for each type of car loan. Choose the offer that best suits your needs, and you'll receive a check or certificate in as little as a day. From there, you're free to head to the lot to find your dream car. With myAutoloan, it's that simple.

*These calculators are provided to you as a convenience tool and the calculations are estimates based on your assumptions. These calculations are not guaranteed for any particular loan, and we have no obligation to match these terms. Your actual payment or loan amount may differ depending upon the actual term, Annual Percentage Rate, fees (if applicable), principal amount of the loan, and date to first payment.

** This tool is provided for your convenience from myAutoloan.com. The actual amount of your payment may differ depending on the actual terms of your loan.

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